In this digital world check writing have its own importance, there comes a times when you don’t have any other options other than writing a check. Some transactions required checks so it is necessary for you to know how to fill out a check. Check is an inexpensive and effective tool for moving money in a limited time. Using checks will help you stay within your spending limits.
So How Do You Write a Check Anyway?
Here’s guide to writing a check in six easy steps.
- Write a Date:
Firstly, fill the date in the first top right-hand corner which helps you and the recipient to keep accurate records. You must include the month, date and year. Any format of date is acceptable such as October 25th, 2015, Oct 25, 2015, 10/25/2018, 25/10/2018. It helps you to more easily recognize a check that may have been stolen from your account.
- The Payee:
On the line in the center of the check there is a phrase “pay to the order of” which tells you to write the name of the person, organization or business to which you are paying money with the check. Make sure to include the first and last name and for an organization or business, use its full name.
- Amount in Numeric Form:
On the box right side of the recipient’s name under the date write the amount in numbers if you are paying seven hundred dollars and fifty cents, you would write “$700.50.”
- Amount in Expanded Form:
This is the easiest part of check where you write amount in words without any number or symbols. Cents, however, should be written in fraction form. Make sure the amount you wrote matches with the numbers. Handwriting should be neat and readable.
- Write the Memo:
Write memo on the line which is present on the bottom left corner of the check. However it’s an optional description and can be a useful reminder about why you wrote the check. The description must be simple such as “utility bill,” “rent” or “mortgage.”
- Sign the Check:
Finally on the lower left hand of the check there is line where you have to put your signature it is very important step. Never sign a check until all other fields are filled in. Use always the same name and signature as on your bank account if you forget this step your payee won’t be able to cash the check.