Whenever you’re looking to find quality daily needs products such as clothing, foot ware, jewelry, beauty products, electronics and other house wares, you can resort to Kohl’s and become tension-free. Kohl’s offer their customers an opportunity to buy products without having to worry about unaffordable financing plan with their Kohl’s Credit Card also called Kohl’s Charge. There are simple ways to make Kohl’s Credit Card payments.
You can apply for Kohl’s Credit Card at apply.kohls.com. The application procedure will be the same as that of Target REDcard. Provide your essentials such as your name, contact information, social security number, ZIP code etc. and register yourself for your credit card. Capital One issues the card and you need to be at least 18 years old to apply for the card. The Kohl’s Credit Card entitles at least 12 Special Offers to you every year. Moreover, you can get 15-30% off on your first purchase depending on the offer you choose. You can also become Kohl’s Most Valued Customer (MVC) if you spend $600 on your credit card. This entitles you to at least 18 Special Offers every year.
How To Make Kohl’s Credit Card Payment Online:
First, sign in to My Kohl’s Charge from the Kohl’s homepage. Keep in mind that My Kohl’s Charge and Kohls.com have separate usernames and passwords. After signing in, you can make your credit card payments online or can schedule payments 180 days ahead to avoid getting late. You can also schedule payments for the same day each month so that you won’t forget. Payments made online before 7 p.m. will post the same day.
You can also use an online bill-pay provider to make your Kohl’s credit card payments or can set up auto-pay. Some subsidiaries of Kohl’s send a physical check to your home instead of enabling you to pay electronically. That is why Kohl’s recommends you to schedule payments at least 5 business days ahead to avoid getting late and incurring any interest or late fee upon yourself.
How To Make Kohl’s Credit Card Payment in Person:
You can pay your credit card bills in person at your local Kohl’s store using a check, money order, in cash, by using electronic debit, or Kohl’s Cares card. Payments made before the close of business will post the same day.
How To Make Kohl’s Charge Payments via Mail:
You can make Kohl’s Credit Card Payments via mail be writing a cheque of the amount you have to pay or can also send a money order. However, Kohl’s doesn’t accept cash money by mail. Make sure to send your mail 5 to 7 days ahead because it will be posted the day it is received. Mail received before 5 p.m. will post the same day. Send your mail to the following address:
Kohl’s Payment Center
P.O. Box 2983
Milwaukee, WI 53201-2983
People residing in Ark., Ariz., Calif., Colo., Hawaii, Idaho, Mont., Nev., Okla., Ore., Texas, Utah, Wash. and Wyo. Can send their mail to the following Los Angeles address:
P.O. Box 30510
Los Angeles, CA 90030-0510
How To Make Kohl’s Charge Payments by Phone:
Make FREE Kohl’s credit card payments using their automated phone system by calling at (855) 564-5748. You can use your debit card to make payments with a live associate or can use your checking account number or bank routing number to make payments by phone. You can call anytime between 7 a.m. to 9 p.m. from Monday to Saturday and on Sundays from 8 a.m. to 9 p.m. using your bank account number or routing number. If you make payments after 7 p.m. they will post the next day. Debit card payments can be made over the phone and will be posted the same day if made before the close of business i.e. 11:59 p.m.
About Billing Cycle and Penalties:
You will be given 25 days after the close of each billing cycle. No interest will be charged on new purchases if you pay your entire balance by the due date each month. Also, they have the right to change the terms of your account agreement for any reason. However, you will be informed. In case of late payment, a fine of $37 will incur. The minimum late fee is $1. Read the terms and conditions carefully before agreeing.
It can take up to 15 days for your available credit to reflect Kohl’s Charge payment.