Bank of America Routing number should be known to its user as its importance is that if you do not know your routing number you won’t be able to access a lot of BofA’s services, moreover if you miss-write it you might end up sending all your money to someone else’s account!
We are often asked to enter our routing number and many of us are ignorant to what a bank routing number is. If you are a customer of bank of America then my article is going to help you find your routing number.
What is a Bank of America Routing Number?
The routing number for Bank of America is present on the lower left side of the check. The first two routing numbers indicate the district in which the bank is located. The next two digits indicate the branch of the Federal Reserve Bank district or the center which processes your check. The next four digits are the identification of the bank. The last ninth digit is an algorithm which verifies the accuracy of the routing number.
Find the Bofa Bank of America Multiple Routing Numbers:
Bank of America is the second largest bank in U.S and the ninth largest in the entire world. Now you can imagine yourself how expanded this network is. It becomes extremely hard to keep record of all the transactions and all other information using a single routing number. BofA happens to have a separate routing number for every state.
You can easily check your routing number by using the table given below:
Bank of America Routing Numbers List
|District of Columbia||054001204|
|Illinois, Chicago Metro||071103619|
|Illinois, Chicago Metro||081904808|
|Indiana, accounts opened online before 08/23/2008||051000017|
|Indiana, accounts opened online after 08/23/2008||081904808|
|Michigan, accounts opened online before 8/23/2008||051000017|
|Michigan, accounts opened online after 8/23/2008||081904808|
|Michigan, all other||072000805|
|Missouri East/St. Louise||081000032|
|Missouri West/Kansas City||101000035|
|Missouri West/Kansas City||081000032|
International Wire Transfer Bank of America Routing Numbers:
Since the handling of paper transactions are very different from electronic transactions hence separate routing numbers are assigned to each. These codes are different for the customers and the dealers i.e. Customers can’t use codes (ETIs) that the processer of the payment and the dealer use.
Another reason for different routing numbers is that electronic transactions (wire transfer) are a lot faster than paper ones. International wire transactions are processed by SWIFT codes, which represent the international banks over the world. BofA happens to have two swift codes, one for U.S dollars and the other for foreign currencies.
Following are the Bank of America Bank Wire Transfer Numbers:
|Domestic wire transfer||26009593|
|International wire transfer||26009593|
|SWIFT code-Incoming wires in U.S dollars||BOFAUS3N|
|SWIFT code- Incoming wires in foreign currencies||BOFAUS6S|
Importance of Routing Number:
Since 1910 American Bankers Association routing number transit number (ABA RTN) has been in use. It is used to ensure payments and deposits to the right banks and institutions.
You should know your routing number before you make a transaction. In case of Bank of America you can use the tables given or call the company for assistance. The knowledge regarding your bank of America routing number is very important so that you can easily avail all the services offered by it.